Huma Finance is a PayFi network powers financing of global payments, with instant access to liquidity anywhere, anytime.

Onyx Protocol is an algorithmic money market designed to bring secure and trustless credit and lending to users on Ethereum Network. Onyx enables investors to lend and/or borrow cryptocurrencies, by pledging the platform an over-collateralized amount of cryptocurrency. Onyx does this by utilizing money markets, which are pools of assets with algorithmically derived interest rates, based on the supply and demand of each asset.

Firefish is an open marketplace for Bitcoin-backed loans, connecting Bitcoiners, investors, and institutions. Rather than relying on a centralized custodian, Firefish uses secured multisig-based escrow, enabling trust-minimized Bitcoin-backed lending for greater security and transparency.

Morpho is a lending protocol that combines the liquidity pool model used by Compound or AAVE with the capital efficiency of peer-to-peer matching engines used in order books. Morpho-Compound improves Compound by providing the same user experience, liquidity, and liquidation parameters, but with an increased APY due to peer-to-peer matchings.

Yala connects Bitcoin liquidity with a meta yield stablecoin. Designed as both a potent asset and a liquidity enhancer, the stablecoin, yU, operates across various ecosystems, increasing efficiency without the need for bridges or relocating the underlying Bitcoin. Yala empowers Bitcoin holders and ecosystem participants with expanded utility, all while maintaining the security of Bitcoin’s infrastructure.

Aave is a decentralized finance protocol for borrowing and lending, where users can participate as depositors or borrowers. Depositors provide liquidity to the market to earn a passive income, while borrowers are able to borrow in an overcollateralized (perpetually) or undercollateralized (one-block liquidity) fashion. AAVE is used as the center of gravity of Aave Protocol governance, allowing users to vote and decide on the outcome of Aave Improvement Proposals (AIPs). Additionally, AAVE can be staked within the protocol's Safety Module to provide security/insurance to the protocol and depositors. Stakers earn staking rewards and fees from the protocol.

Loopscale Protocol is a peer-to-peer system and on-chain matching engine for borrowing and lending tokens on Solana, combining the market structures and risk management of traditional finance with the viability and scalability of public blockchains. The protocol enables sophisticated loan structuring and supports complex collateral, including LP tokens, natively-staked SOL, and tokenized treasuries.

Sky is a peer-to-contract lending platform that enables over-collateralized loans by locking Ether in a smart contract and minting Dai, a stablecoin pegged to the US dollar. Dai's stability is achieved through a dynamic system of collateralized debt positions, autonomous feedback mechanisms, and incentives for external actors. Once generated, Dai can be sent to others, used as payments for goods and services, or held as long-term savings.

Infinex is a new crypto application launched by Synthetix, providing access to a variety of on-chain protocols, services and applications. It is unmanaged and uses a new security architecture centered on on-chain smart accounts and keys. Infinex was previously a decentralized perpetual protocol.

Venus Protocol is a decentralized lending platform that lives on the BNB Chain. At its core, Venus is a money market protocol that enables lenders to generate yield on their tokens by providing loans, and borrowers to take out loans using $XVS and a variety of other currencies as collateral.

Navi is a Native One-Stop Liquidity Protocol on Sui. It enables users to participate as liquidity providers or borrowers within the Sui Ecosystem. Liquidity providers supply assets to the market, earning passive income through yields, while borrowers have the flexibility to obtain loans for different assets. With its focus on providing essential DeFi infrastructure, Navi aims to be a key player in the rapidly evolving world of DeFi in the Sui Ecosystem The protocol's innovative features, such as Automatic Leverage Vaults and Isolation Mode, enable users to leverage their assets and access novel trading opportunities with minimized risks. NAVI's design provides support for digital assets at different risk levels, while its advanced security features ensure the protection of user funds and the mitigation of systemic risks.

Compound is a decentralized lending platform that enables users to borrow or lend from a pool of assets without permission. Interest rates are determined algorithmically based on the proportion of assets lent out. In the summer of 2020, the liquidity mining activity launched by Compound triggered the explosion of the DeFi market.

Coin98 is a DeFi gateway that enables TraFi users to access various DeFi services on multiple blockchains, such as decentralized exchanges, lending protocols, on-chain governance, blockchain-based games, and cross-chain transfers on over 20 networks like Ethereum, Solana, Avalanche, and more. Its DeFi ecosystem consists of Coin98 Wallet, Coin98 Exchange, Space Gate, and Saros Finance.

Abracadabra is a cross-chain stablecoin lending protocol that allows users to provide collateral in the form of various interest-bearing crypto assets, such as yvYFI, yvUSDC, xSUSHI, and more. With Abracadabra, users can use the interest-bearing tokens they get from staking in vaults as collateral to mint Magic Internet Money (MIM), Abracadabra's USD-pegged stablecoin, and use it for other purposes.

Size is a credit marketplace with unified liquidity across maturities. The order book model where offers are expressed as yield curves.

Saros Finance is a Solana-based unified suite of DeFi products, with three fundamental building blocks: SarosSwap (AMM), SarosFarm, and SarosStake. SarosSwap is the core of the entire ecosystem.

Avalon Labs is a BTCFi protocol aims to increase the use of Bitcoin within its platform by allowing users to unlock the value of their holdings by using them as collateral to obtain USDa. Avalon Labs also offers financial products such as Bitcoin-backed loans, interest-bearing savings accounts, and a credit card.

JustLend is a TRON-powered coin market protocol, aiming to set up fund pools with interest rates determined by an algorithm based on the supply and demand of TRON assets.

Suilend is an autonomous lending and borrowing platform on Sui.

Lista DAO is a decentralized stablecoin lending protocol powered by LSDfi. Users can undergo staking and liquid staking on Lista, as well as borrow lisUSD against a variety of decentralized collateral. Lista aims to position lisUSD as the number one stablecoin in the crypto space, leveraging on innovative liquid staking solutions.

Aries Market is a decentralized margin trading protocol on Aptos. Users can lend, borrow, and trade with margin through a fully on-chain order book.

Built by Arkantum Labs, Superseed is a general purpose Layer 2 with a native CDP lending platform enshrined in the protocol. It is introducing two new primitives to crypto, Supercollateral and Proof of Repayment. Supercollateral enables borrowers to avoid paying interest on their loans, while Proof of Repayment programmatically rewards individuals who assist in repaying loans for Supercollateral borrowers.

Maple Finance is an on-chain institutional capital marketplace that provides undercollateralized loans for institutional borrowers and fixed-income opportunities for lenders. The protocol is governed by the Maple Token (MPL), which enables token holders to participate in governance, share in fee revenues, and stake insurance in Lending Pools.

Likwid is a protocol on the Cardano blockchain that enables users to lend and borrow assets. It operates as a peer-to-pool money market, allowing users to supply assets to liquidity pools and borrow against collateral without fixed repayment dates, using algorithmically set interest rates based on supply and demand.

Kinza is a lending protocol designed for a secure DeFi ecosystem, which focuses on security and connects demand and supply of liquidity to create the best on-chain money market.

Wildcat is an Ethereum protocol enabling undercollateralised on-chain credit facilities which a borrower can parameterise however they wish. Lenders benefit from novel interest rate and withdrawal mechanisms. Wildcat allows borrowers to deploy undercollateralised credit lines.

Aerodrome Finance is a next-generation AMM designed to serve as Base's central liquidity hub, combining a powerful liquidity incentive engine, vote-lock governance model, and friendly user experience. Aerodrome inherits the latest features from Velodrome V2. Aerodrome NFTs vote to distribute token emissions and receive incentives and fees generated by the protocol.

Spark is a DeFi lending protocol centered around the DAI stablecoin. It is a software fork of the leading lending protocol, Aave's Version 3, which integrates direct lending capabilities within MakerDAO. Through Spark, users can obtain DAI loans using assets such as Ether (ETH), staked Ether (stETH), and DAI.

Nostra is a one-stop DeFi solution built on Starknet, offering users the ability to lend, borrow, and swap crypto. The Nostra Liquidity Layer comprises Nostra Money Market, UNO (the first Starknet-native stablecoin), and Nostra Swap (stablecoin DEX). By integrating all three products, users can gain permissionless access to liquid crypto assets at any time for any purpose, with minimal impact on price.

Optimex is the Decentralized Finance (DeFi) layer on Bitcoin that supports trading, lending, and margin trading-all of which are implemented natively on the Bitcoin network.